Commercial capital catalog

One opportunity.
Multiple ways to move it.

Search, filter, and compare lendDEFY’s commercial lending products. Each path includes intended use, initial-review considerations, and a direct way to begin the right capital profile.

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Featured: CRE 50% Equity Program

Qualifying commercial real estate path with 50% down, no income documentation needed to begin initial review, and no hard credit inquiry initiated by lendDEFY for profile submission.

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18 products match your view. Select up to three to compare.

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Commercial real estate

Acquisition, transition, construction, and property-backed capital.

5 products

Featured program

CRE 50% Equity Program

A commercial real estate initial-review path built around a meaningful equity position.

  • 50% down / equity position
  • No income documentation required to begin initial review

Interim capital

Commercial Bridge & Transitional Loans

Shorter-term capital for property transitions, acquisitions, or value-add plans.

  • Shorter-term capital path
  • Asset-led review

Development capital

Commercial Construction Loans

Draw-based financing for ground-up projects and major commercial redevelopment.

  • Draw-based structures
  • Project-specific review

Portfolio liquidity

Commercial Equity Access

Ways to access commercial property equity without a full asset sale.

  • Property-equity led
  • Single asset or portfolio pathways

Permanent capital

Commercial Property Purchase & Refinance

Longer-term financing paths for owner-occupied and investment commercial property.

  • Asset-aware deal review
  • Owner-occupied and investment scenarios

Working capital & operating

Flexible capital for business growth, liquidity, and operating needs.

3 products

Flexible liquidity

Commercial Lines of Credit

Revolving commercial capital to manage timing gaps and recurring business needs.

  • Revolving access
  • Flexible draw and repayment concept

Growth capital

Commercial Term Loans

Lump-sum commercial capital repaid on a defined schedule.

  • Defined funding amount
  • Structured repayment path

Operating capital

Working Capital Loans

Shorter-term capital for payroll, growth initiatives, and day-to-day business needs.

  • Business-purpose focus
  • Defined use of proceeds

Asset-backed & equipment

Collateral-aware financing for equipment, receivables, inventory, and more.

5 products

Collateral formula

Asset-Based Lending

Lines or term structures tied to eligible receivables, inventory, or equipment.

  • Collateral-aware structure
  • Potentially scalable borrowing base

Asset finance

Equipment Financing & Leasing

Finance machinery, vehicles, technology, and revenue-producing equipment.

  • Asset-specific structures
  • Purchase and lease pathways

Stock & serialized assets

Inventory & Floorplan Financing

Capital for eligible inventory, raw materials, finished goods, and dealer floorplans.

  • Inventory-aware approach
  • Revolving or term structures

Cash-flow acceleration

Invoice Factoring & Receivables Financing

Unlock capital tied up in eligible customer invoices.

  • Invoice-led liquidity
  • Cash-flow focused

Revenue-linked capital

Merchant Cash Advance

A commercial advance structure connected to future business receipts.

  • Revenue-activity consideration
  • Alternative commercial capital route

Trade & government programs

Supply-chain solutions and qualifying government-backed programs.

3 products

Government-backed

SBA Commercial Financing

Qualifying SBA 7(a) and 504 pathways for business, equipment, and owner-occupied property needs.

  • Potential government-backed option
  • Longer-term use cases

Commercial trade

Trade & Supply Chain Finance

Capital structures for purchase orders, suppliers, letters of credit, and supply-chain needs.

  • Order and supplier context
  • Trade-specific structures

Rural business

USDA Business & Industry Financing

Qualifying government-backed capital for eligible rural business and commercial projects.

  • Rural-focused pathway
  • Government-backed program

Structured & corporate capital

Flexible capital-stack solutions for complex or larger transactions.

2 products

Capital stack

Mezzanine & Subordinated Capital

Flexible capital that sits behind senior debt for complex growth and transaction needs.

  • Structured capital approach
  • May complement senior financing

Larger transactions

Syndicated & Corporate Financing

Capital coordination for larger commercial facilities, projects, and corporate finance needs.

  • Multi-source capital concept
  • Transaction-led structure

Find the right lane

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