lendDEFY, Inc. · business credit application
Privacy policy
Effective September 29, 2026 · Draft operational notice pending counsel review.
How application data is handled. The credit application collects business, contact, ownership, and identity information to process a business-purpose financing request. Sensitive Tax ID, Social Security number, and date-of-birth entries are encrypted before storage and are not copied into the general lead profile.
Information collected
Information may include business identity and location, ownership and contact details, requested financing, existing obligations, application acknowledgments, electronic-signature data, device/browser context, and records needed to support an application review.
How lendDEFY uses and shares information
lendDEFY uses application information to respond to the request, verify information, support underwriting or diligence, operate the application workflow, protect against fraud, and meet applicable obligations. Information may be shared with actual or potential capital providers and service partners for the business-purpose request, subject to applicable law and contractual controls.
Retention and security
Application records are retained according to the approved retention schedule. In-progress drafts expire after 30 days unless completed earlier. No transmission or storage system is guaranteed to be completely secure; applicants should contact us promptly about suspected unauthorized access.
Privacy requests
For privacy questions or requests, email privacy@lenddefy.com. State-specific rights, if applicable, will be handled according to the approved privacy process.
Review notice. These operational notices must be reviewed and approved by lendDEFY’s counsel and compliance owner before production use. They do not by themselves determine state-specific licensing, disclosure, or privacy obligations.