lendDEFY, Inc. · business credit application
Last updated October 8, 2026 · Operational notice subject to counsel and compliance review.
How application data is handled. The credit application collects business, contact, ownership, and identity information to process a business-purpose financing request. Sensitive Tax ID, Social Security number, and date-of-birth entries are encrypted before storage and are not copied into the general lead profile.
Information may include business identity and location, ownership and contact details, requested financing, existing obligations, application acknowledgments, electronic-signature data, device/browser context, and records needed to support an application review.
lendDEFY uses application information to respond to the request, verify information, support underwriting or diligence, operate the application workflow, protect against fraud, and meet applicable obligations. Information may be shared with actual or potential capital providers and service partners for the business-purpose request, subject to applicable law and contractual controls.
lendDEFY records SMS consent only when a visitor affirmatively selects an optional SMS checkbox or enables funding-file SMS reminders and provides the applicable mobile number. Consent records include the source, time, policy version, and a protected phone reference. SMS consent is not a condition of financing. We do not sell SMS opt-in data or use it to infer consent for another person, campaign, or channel. A recipient may reply STOP to stop supported text messages, reply HELP for help, or contact applications@lenddefy.com for assistance.
lendDEFY may record aggregate product events when a visitor opens a published financing guide, selects a language, starts a planning calculator, or starts or submits a prequalification request. These events are limited to the event type, page route, selected language, and a generic content label. They do not include form answers, calculator values, names, emails, phone numbers, IP addresses, device identifiers, or advertising profiles.
Application records are retained according to the approved retention schedule. In-progress drafts expire after 30 days unless completed earlier. No transmission or storage system is guaranteed to be completely secure; applicants should contact us promptly about suspected unauthorized access.
For privacy questions or requests, email privacy@lenddefy.com. State-specific rights, if applicable, will be handled according to the approved privacy process.
Review notice. These operational notices must be reviewed and approved by lendDEFY’s counsel and compliance owner before production use. They do not by themselves determine state-specific licensing, disclosure, or privacy obligations.
Privacy FAQ
These answers summarize the published privacy notice. Review the full notice and contact lendDEFY before sharing sensitive information through an unsecured channel.
FAQ answer summary
Information may include the contact, business, capital-request, application, and document details that a visitor chooses to provide. The specific handling practices and choices are described in the Privacy Policy.
Refer to the Privacy Policy for the current information-sharing practices, including service providers and capital-provider-related processing when applicable. A visitor should review that policy before submitting sensitive business or personal information.
Use the contact details identified in the Privacy Policy. Do not send sensitive account numbers, tax identifiers, or other highly sensitive records through an unsecured channel.
