lendDEFY, Inc. · business credit application
Last updated October 8, 2026 · Operational notice subject to counsel and compliance review.
Business-purpose use only. The credit application is intended solely for business-purpose financing. It is not an offer, commitment, approval, or agreement to extend credit. Product availability, eligibility, documentation, underwriting, collateral review, and final terms vary by transaction and provider.
No hard credit inquiry is initiated by lendDEFY when you submit a capital profile or complete this application. A future capital provider may separately request credit information only through its own process, with any separate consent and disclosures it requires.
A general contact request permits lendDEFY to respond by phone call or email about the business-purpose inquiry. Text messages require a separate, optional SMS consent checkbox or a funding-file SMS reminder setting. SMS consent is not a condition of financing. Where SMS is offered, the form discloses that message frequency varies, message and data rates may apply, and STOP/HELP options. Reply STOP to opt out or HELP for help. Contact applications@lenddefy.com to request a communication-preference change or ask a question. Any provider-specific consent is governed by the applicable form and written disclosure.
By affirmatively accepting the electronic-record consent and signature-intent checkboxes, the signer agrees to receive and retain the application record electronically and intends the typed name to serve as an electronic signature for the application, subject to applicable law.
Each signer represents that application information is complete and accurate and that the signer has authority to submit the business request. lendDEFY may require additional documents and may discontinue the review if information cannot be verified.
Email applications@lenddefy.com with the subject line “Withdraw Electronic Records Consent” or “Request Paper Copy.” Include the applicant business name and the application reference, if available. lendDEFY will confirm receipt and provide the next available non-electronic process.
For help with application records, email applications@lenddefy.com.
The site and application do not provide legal, tax, financial, investment, or credit advice. Applicants should consult their own qualified advisers before making financial decisions.
Review notice. These operational notices must be reviewed and approved by lendDEFY’s counsel and compliance owner before production use. They do not by themselves determine state-specific licensing, disclosure, or privacy obligations.
Terms FAQ
These answers summarize the published Terms of Service and electronic-record disclosures. Review the full terms before using the application.
FAQ answer summary
No. The Terms of Service govern use of the website and related tools. They do not create an approval, offer, or commitment to lend, and financing outcomes depend on the applicable transaction and capital-provider review.
No. lendDEFY does not initiate a hard credit inquiry from a website profile or application. Any separate credit review requested by a capital provider is subject to that provider's own process, disclosures, and any required consent.
The application flow presents electronic-record and signature disclosures before submission. Review the Terms of Service and application disclosures carefully, and retain a copy of the signed record for your files.
